Complete Property Due Diligence Checklist
Before purchasing any property, conduct thorough due diligence. This checklist covers the essential documents and verifications recommended for property transactions.
Title Document Verification
Verify original title deeds for last 30 years
Check chain of ownership continuity
Verify seller's name matches title documents
Check for any pending litigation on title
Encumbrance Certificate Search
Obtain EC for last 30 years
Verify no outstanding loans or mortgages
Check for any court attachments
Verify EC covers all relevant years
Property Tax Verification
Obtain property tax receipts for last 5 years
Verify tax payment status
Check for any pending tax dues
Verify name in tax records matches seller
Physical Verification
Visit property physically to verify possession
Verify boundaries with survey records
Check for any encroachments
Verify actual area matches documents
Building Plan & Approvals
Verify approved building plan from municipal authority
Check for completion certificate
Verify occupancy certificate for completed buildings
Check for any deviations from approved plan
Legal & Litigation Search
Check court records for pending litigation
Verify no stay orders on property
Check for any notice from government authorities
Verify RERA registration for under-construction property
Additional Verifications for Apartments
Verify RERA registration number
Check builder's title over land
Verify approval from relevant authorities
Check for common area rights
Educational Reference Only: This checklist is for educational purposes only. Property verification requirements vary by state and property type. Consult a qualified legal professional for specific advice.